Farm liability issues pose unique challenges. You need horse insurance to cover your home and your horse operation, on and off premises, including operations such as: boarding, training, horse shows, horse sales, clinics and riding instruction. Any of these activities, whether occurring on rented or owned premises, will require a Commercial Equine Liability policy, even if you have other coverage that protects you for general liability exposures. Eaton & Berube’s horse insurance specialist will specifically design farm liability insurance to help protect a horse-related business under the following circumstances:
Your horse farm boards, trains, provides riding instruction, horse sales, horse shows, clinics and personal/pleasure horses.
- Protecting independent horse trainers and riding instructors.
- Care, Custody & Control – a “must” if you care for someone else’s horse
- Financing defense and court costs for litigation, and payment for judgements up to the aggregate policy amount (per animal limit applies)
These are just a few of the concerns you must consider when purchasing farm liability insurance. From extending your business insurance to cover boarding horses, to horse riding insurance and liability if you offer riding lessons, Eaton & Berube can help you create the right equine farm insurance policy. Located in Nashua, NH, Eaton & Berube is pleased to provide affordable and dependable farm liability insurance in New Hampshire, as well as in the surrounding states, including Massachusetts, Maine, Connecticut, New Jersey, and New York.
Coverage can be extended to Riding Clubs/Associations that organize clinics, demonstrations, shows, or trail rides that are open to the public for injury and property damage liability. Members, organizers, volunteers, and facility owners who could have exposure should review “who is an insured” and their coverage options for these individuals. The premium is based on the number of club members, activity type, and frequency.
Our equine insurance specialist Sue Berube will help you secure farm liability insurance coverage that best suits your needs. With three horses of her own, Sue understands the liability issues that are unique to horse and farm owners.
Call 603-882-2766 today, or submit our online quote request form, to start protecting your horse farm business with liability insurance.