Just like homeowners insurance, if you live in a condominium, it’s crucial to protect your home and possessions with a condo insurance policy. However, insuring a condo differs from insuring a residential home in that the condominium association policy, or master policy, provides coverage for common and structural areas of the property, while you are left responsible for protecting what makes your condo a home – your belongings. This distinction leaves many condominium owners with coverage questions.
What if the pipes are leaking? What if my car is stolen from the carport? What if there is a fire? Do I need replacement cost coverage or actual cash value coverage and what is the difference? Is vandalism to personal property covered? What happens if someone slips and falls in my driveway? At Eaton & Berube, our agents are here to help with all of your New Hampshire condo insurance coverage questions.
Since bylaws and regulations vary from one association to another, having an independent insurance agent search through the terms and language of your association’s master policy proves invaluable. As independent agents, we will take the time to explain what exactly the master policy covers, and what type of protection condominium insurance provides, helping you secure the right New Hampshire condo insurance policy and amount of coverage for your specific needs.
In addition to Nashua where our office is located, our agents are pleased to provide affordable condo insurance in in Hudson, Hollis, Brookline, Litchfield, Amherst, Merrimack, Milford, Bedford, Manchester, Concord, Goffstown, Derry, Salem, Londonderry, Windham, Wilton, Mont Vernon, and all of NH. To get a free New Hampshire condo insurance quote, please call us today at 603-882-2766 or submit our online quote request form.