It’s crucial to ensure that your boating activities are covered with boat insurance, whether you are a seasoned boater or recently purchased a boat and are still learning to navigate the seas. Although boat accidents may not occur as frequently as car accidents, property damage to boats can be quite costly, so it’s important to protect the investment you’ve made in your watercraft. Coverage varies from one insurance company to another, but below are several common forms of protection you can expect a standard New Hampshire boat insurance policy to provide:
- Property Damage – If you are involved in an accident on the water, paying for the property damage caused to your boat can be costly. According to the U.S. Coast Guard, each boating accident in 2010 resulted in an average of $7,602 worth of property damage. Securing New Hampshire boat insurance will provide you with coverage for this type of damage, preventing you from having to finance such significant expenses alone.
- Medical Payments – Property damage isn’t the only possible result of a boat accident, which is why your boat insurance policy will also provide you with coverage in the event that you sustain injuries that require medical attention.
- Liability – If you are deemed responsible for a boating accident, your NH boat insurance policy will provide you with liability insurance. Considering the litigious nature of today’s society, it’s crucial to have liability coverage in case an unexpected accident turns into a lawsuit.
NH boat insurance coverage is flexible and affordable, and working with an independent insurance agent will allow you to find the best policy for your specific needs. In addition to Nashua where our office is located, we are pleased to provide boat insurance in Hudson, Hollis, Brookline, Litchfield, Amherst, Merrimack, Bedford, Manchester, Milford, Concord, Goffstown, Derry, Salem, Londonderry, Windham, Wilton, Mont Vernon, and all of New Hampshire, including the Lake Sunapee and Lake Winnepesaukee regions.
In addition to helping you choose the right deductibles and limits for your budget and coverage needs, the agents at Eaton & Berube will also discuss your boating history with you to determine which boat insurance discounts you qualify for. To get a free New Hampshire boat insurance quote, please call us today at 603-882-2766 or submit our online quote request form.