Just as homeowners secure NH home insurance to cover their home and belongings, if you live in a rented home, it’s crucial to protect your valuable personal property against theft, fire, smoke, vandalism, and water damage, with New Hampshire renters insurance. NH renters may believe that their landlord’s insurance will cover these belongings, but in most cases, your landlord’s home insurance policy will only help cover the cost of structural damage to the dwelling, leaving you responsible for replacing your own personal property in the event of a claim.
Average Cost of Renters Insurance in New Hampshire
According to Trusted Choice, the average cost of renters insurance in the United States was $185 a year in 2010, and the rate in our state is even lower. In fact, the Insurance Information Institute reports that the average cost of renters insurance in New Hampshire is just $152 per year.
However, there are many factors that can influence this rate, including the amount of coverage you need, the location of your rented home or apartment, as well as the amount of your deductible. As a result, it’s wise to work with an independent insurance agent, who will help you find the best New Hampshire renters insurance policy for your budget and your coverage needs. The experienced agents at Eaton & Berube will assess your needs, explain the different options available to you, and ensure that you don’t miss out on any renters insurance discounts for which you qualify to help you secure the best coverage at the lowest possible rate.
In addition to Nashua where our office is located, our agents are pleased to provide renters insurance in Manchester, Hudson, Hollis, Brookline, Milford, Litchfield, Amherst, Merrimack, Bedford, Concord, Goffstown, Derry, Salem, Londonderry, Windham, Wilton, Mont Vernon, and all of New Hampshire. To get a free New Hampshire renters insurance quote, please call our offices at 603-882-2766 or submit our online quote request form.