Have some new jewelry in the house? Protect it! Valentine’s Day is near, and love is in the air. Well, love and a few other things: chocolates, romantic dinners, conversation hearts and of course, jewelry. It can be exciting as well as romantic to receive jewelry from...
Car owners often assume that if their car is totaled, it will be replaced at the amount they paid, or at least the amount they owe. However, that’s not always the case — learn why and what you can do to protect yourself. What is Gap Coverage? Guaranteed asset...
If you run a business out of your home, it’s crucial to understand how to properly protect your operations. Although every insurance company and policy form is unique, you will typically find an exclusion for business activities within your homeowners insurance...
What is Umbrella Insurance? In the event that someone is injured on your property and you are found legally responsible, you could face a costly financial burden without personal umbrella insurance coverage in place. Without this type of policy, any claim expenses...
Suppose that a landlord leases a storefront to a retailer that makes improvements to the facility by adding features to help sell its products. During the lease, a fire breaks out and damages the building, including the features added by the retailer to improve the...
According to a recent report from Experian, a global information services group, businesses can expect to see an increase in the number and severity of cyber attacks in 2017. The report also predicts that a large number of politically-motivated cyber attacks near the...
If you own a condominium, you may wonder what exactly your association’s master policy covers, and what items are your responsibility to protect. This is an important distinction to understand to eliminate surprises in the event of a claim. In most cases, your...
Water Loss? What you Need to Know! Water Damage FAQs & Answers from Burke Emergency Restoration If you are a property owner that has a water damage loss, the following information may be useful when navigating through the cleanup process: Q: WHAT EFFECTS WILL...
Almost 10 years ago, the New Hampshire Department of Environmental Services (NHDES) determined that our state needed to reduce its salt use significantly to comply with water quality standards, and that about half of the salt load stemmed from parking lots, private...
Do I Need Rental Car Insurance if I Have My Own Auto Insurance? This is one of the most commonly asked questions our agents receive, and the best time to make the decision about whether you will need extra rental car insurance is before you’re standing at the car...
On May 18, 2016, the U.S. Department of Labor (DOL) released a new rule that will overhaul overtime wage payment in the United States. The new rule will more than double the salary threshold that employees must meet to qualify for overtime wage payment exemption—a...
Are you prepared if disaster strikes? From fires to floods, and earthquakes to hurricanes, disaster can strike anytime, anywhere, and often with little to no advance warning. According to the Insurance Information Institute, as many as 40 percent of businesses forced...