Normally reserved for design professionals, such as architects, engineers or web designers, contractors professional liability insurance (CPLI) protects contractors from claims arising from negligent errors or omissions that occur while they are performing a...
Regardless of their size, construction projects can present complex issues in terms of insurance, and builder’s risk coverage plays a crucial role in limiting these types of exposures. Builder’s risk insurance is a type of property insurance that is specifically...
Whether residential or commercial, there are many risks associated with owning vacant property. In order to protect your property, it’s crucial to first familiarize yourself with the various exposures it faces. Then, in addition to securing insurance, there are...
Our “Meet Our NH Insurance Agents” blog series introduces you to the agents, one at a time, who serve you here at Eaton & Berube. Get to know your agent a little better, from both a professional and personal perspective. In this month’s post, meet Kimberly...
Summer heat and humidity can not only be uncomfortable, but it can also be a threat to your health, especially if you must work outside for extended periods of time. When it comes to preventing heat exhaustion and heat stroke on the job, keep the following tips in...
“Do I need a Battery Back Up Sump Pump System?” is a very common question among homeowners with sump pumps and is a valid question when you look at the cost. A good quality battery back up system, which is what you want, costs between $1,000 and $1,500 installed....
“Will my homeowners insurance policy provide coverage for water backup if my sump pump fails?” This is a common question among homeowners with sump pumps, and the answer can vary. In most cases, a standard homeowners insurance policy does not provide coverage for...
Sewer water can contain all types of toxic and hazardous contaminants. Having your property properly cleaned and restored can help ensure the health and safety of your family and or/employees. The following are answers to the most frequently asked question regarding...
Thinking about starting a business or expanding your current one? If so, you may wonder: "is workers' comp insurance required in New Hampshire?" And if you have employees, the answer is “yes.” State law requires you to secure this type of coverage, which will provide...
Making waves in the Internet security community is the discovery of the Heartbleed bug, a serious vulnerability that allows hackers to steal personal information that is normally protected by OpenSSL encryption. OpenSSL provides security for Web applications, email,...
The most effective way to control the growth of mold is to prevent moisture from entering an indoor environment. When moisture is present – through a leak, spill or flood – it should be removed quickly and all affected materials completely dried as soon as possible....
If your company stores data and information digitally, you should have a cyber risk management program that addresses prevention, disclosure, crisis management and insurance coverage in the event of a data breach. Good cyber risk management requires the planning and...