When you think of Valentine’s Day gifts for your special someone, chocolates, roses, and romantic dinners may come to mind. One thing that likely won’t cross your mind is life insurance, but there are many reasons why a life insurance policy can be one of the most meaningful, selfless gifts you can give your loved ones.
Although it’s difficult to contemplate what would happen to your family if you were no longer around to provide for them, it’s important to be prepared for life’s unexpected events. When it comes to the unfortunate event of an unexpected death, life insurance represents a viable solution. A life insurance policy can provide you with peace of mind, knowing that your family will receive cash after you die to help them remain financially stable.
This Valentine’s Day, when you find yourself wandering down the candy and flower aisle, remember these three reasons to consider giving the gift of life insurance instead:
- A life insurance policy can not only be used to cover final expenses like funeral costs, but also it can help your loved ones finance future expenses, from college tuition to mortgage payments. If you are the primary wage-earner in your household, this type of financial support can help your family remain in their home or keep a family business in operation following your passing.
- Life insurance is affordable and you have many valuable resources at your disposal to help you determine your coverage needs. It may seem overwhelming to try to determine how much money your family will need to cover immediate and future expenses, but there are free tools that will help you accomplish this. One of these helpful resources is the Life Foundation’s Life Insurance Needs Calculator, which simplifies this task, asking you several questions and providing you with an estimate of your life insurance needs in just minutes.
- Just like home and auto insurance, you can secure a life insurance policy from someone you know and trust by contacting your independent insurance agent. Although there are many different ways to secure life insurance, it can be comforting to rely on your insurance agent, knowing that you are entrusting your family’s finances to someone with whom you have already developed a relationship. In addition to personal and business insurance coverage, many independent agents also offer health and life insurance, so contacting your agent is a great place to start.
At Eaton & Berube, we understand that life insurance can be confusing, which is why our agents are here to answer all of your coverage questions, explain the different options available to you, and help you secure the coverage that best suits your family’s needs. To get a free quote for New Hampshire life insurance, please call us today at 603-882-2766 or click here to submit our online quote request form.
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